Greece

Information to all claimants and policyholders in Greece

On 11 February 2019, the bankruptcy estate commenced the distribution of information notices, to all policyholders and claimants in Greece of Qudos Insurance A/S in bankruptcy.

The information notice contains information on the termination of insurance policies, the Garantifonden for Skadesforsikringsselskaber (Danish Guarantee Fund), including the coverage provided by the guarantee fund, deadlines and the procedure to lodge claims, information regarding the reporting of claims to the bankruptcy estate and the procedure for reporting new claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 11 Marts 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

The trustee has asked the agents and claims handlers in Greece to issue the letter on behalf of the trustee. The information notice is prepared in your own language.

Click here” to see the information notice to all policyholders and claimants in Greece.


Termination of the insurance policies

Due to the bankruptcy, certain rights under your insurance policy and your insurance cover have changed.

All questions concerning existing insurance contracts are governed by the Danish Insurance Contract Act.

This entails that all existing insurance policies will terminate automatically three months after the notice of the bankruptcy decree in the Danish Official Gazette. The bankruptcy decree has been noticed the 28 December 2018. Therefore, all insurances will terminate/end automatically after the expiry of the 28 March 2019.

Please be aware of that your insurance is valid until the expiry of the 28 March 2019.

Insurance policies that expire naturally before cannot be renewed, and any auto-renewal provisions have no effect. Furthermore, no adjustments in the coverage of the insurance can be made, e.g. increasing of risk.

Guarantee Funds

All insurances in Qudos Insurance A/S will terminate automatically three months after the notice of the bankruptcy decree, i.e. after the expiry of the 28 March 2019. Therefore, all insurance policies will be valid until the 28 March 2019.

In a number of cases, you may receive return premium and compensation for claims, if any, under a national guarantee fund or the Danish Guarantee Fund. Please be aware of that certain guarantee funds only provide compensation for claims in a limited period.

The Danish Guarantee Fund does not provide coverage to claim occurred after 11 Marts 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

Specific information to policyholders with motor insurances in Greece  >Click here

Ireland

Information to all claimants and policyholders in Ireland

On 10 January 2019, the bankruptcy estate commenced the distribution of information notices, to all policyholders and claimants in Ireland of Qudos Insurance A/S in bankruptcy.

The information notice contains information on the termination of insurance policies, the Garantifonden for Skadesforsikringsselskaber (Danish Guarantee Fund), including the coverage provided by the guarantee fund, deadlines and the procedure to lodge claims, information regarding the reporting of claims to the bankruptcy estate and the procedure for reporting new claims.

The trustee has asked the agents and claims handlers in Ireland to issue the letter on behalf of the trustee. The information notice is prepared in your own language.

Click here” to see the information notice to all policyholders and claimants in Ireland.


Termination of the insurance policies

Due to the bankruptcy, certain rights under your insurance policy and your insurance cover have changed.

All questions concerning existing insurance contracts are governed by the Danish Insurance Contract Act.

This entails that all existing insurance policies will terminate automatically three months after the notice of the bankruptcy decree in the Danish Official Gazette. The bankruptcy decree has been noticed the 28 December 2018. Therefore, all insurances will terminate/end automatically after the expiry of the 28 March 2019.

Please be aware of that your insurance is valid until the expiry of the 28 March 2019.

Insurance policies that expire naturally before cannot be renewed, and any auto-renewal provisions have no effect. Furthermore, no adjustments in the coverage of the insurance can be made, e.g. increasing of risk.

Guarantee Funds

All insurances in Qudos Insurance A/S will terminate automatically three months after the notice of the bankruptcy decree, i.e. after the expiry of the 28 March 2019. Therefore, all insurance policies will be valid until the 28 March 2019.

In a number of cases, you may receive return premium and compensation for claims, if any, under a national guarantee fund or the Danish Guarantee Fund. Please be aware of that certain guarantee funds only provide compensation for claims in a limited period.

The bankruptcy estate is currently in contact with the Danish Guarantee Fund about the further claims handling. For further information about the coverage of the Danish Guarantee Fund, go to the site “The Danish Guarantee Fund”.

Furthermore, the bankruptcy estate is aware of other local guarantee funds. The bankruptcy estate has not been in contact with any national guarantee funds yet. We will update the website immediately, when we have been in contact with those guarantee funds

France

Information to all claimants and policyholders in France

On 24 January 2019, the bankruptcy estate commenced the distribution of information notices, to all policyholders and claimants in France of Qudos Insurance A/S in bankruptcy.

The information notice contains information on the termination of insurance policies, the Garantifonden for Skadesforsikringsselskaber (Danish Guarantee Fund), including the coverage provided by the guarantee fund, deadlines and the procedure to lodge claims, information regarding the reporting of claims to the bankruptcy estate and the procedure for reporting new claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 21 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

The trustee has asked the agents and claims handlers in France to issue the letter on behalf of the trustee. The information notice is prepared in your own language.

Click here” to see the information notice to all policyholders and claimants in France.


Termination of the insurance policies

Due to the bankruptcy, certain rights under your insurance policy and your insurance cover have changed.

All questions concerning existing insurance contracts are governed by the Danish Insurance Contract Act.

This entails that all existing insurance policies will terminate automatically three months after the notice of the bankruptcy decree in the Danish Official Gazette. The bankruptcy decree has been noticed the 28 December 2018. Therefore, all insurances will terminate/end automatically after the expiry of the 28 March 2019.

Please be aware of that your insurance is valid until the expiry of the 28 March 2019.

Insurance policies that expire naturally before cannot be renewed, and any auto-renewal provisions have no effect. Furthermore, no adjustments in the coverage of the insurance can be made, e.g. increasing of risk.

Guarantee Funds

All insurances in Qudos Insurance A/S will terminate automatically three months after the notice of the bankruptcy decree, i.e. after the expiry of the 28 March 2019. Therefore, all insurance policies will be valid until the 28 March 2019.

In a number of cases, you may receive return premium and compensation for claims, if any, under a national guarantee fund or the Danish Guarantee Fund. Please be aware of that certain guarantee funds only provide compensation for claims in a limited period.

The Danish Guarantee Fund does not provide coverage to claim occurred after 21 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

Specific information to policyholders with Dommage Ouvrage in France > Click here

Spain

Information to all claimants and policyholders in Spain

On 22 January 2019, the bankruptcy estate commenced the distribution of information notices, to all policyholders and claimants in Spain of Qudos Insurance A/S in bankruptcy.

The information notice contains information on the termination of insurance policies, the Garantifonden for Skadesforsikringsselskaber (Danish Guarantee Fund), including the coverage provided by the guarantee fund, deadlines and the procedure to lodge claims, information regarding the reporting of claims to the bankruptcy estate and the procedure for reporting new claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 19 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

The trustee has asked the agents and claims handlers in Spain to issue the letter on behalf of the trustee. The information notice is prepared in your own language.

Click here ” to see the information notice to all policyholders and claimants in Spain.


Termination of the insurance policies

Due to the bankruptcy, certain rights under your insurance policy and your insurance cover have changed.

All questions concerning existing insurance contracts are governed by the Danish Insurance Contract Act.

This entails that all existing insurance policies will terminate automatically three months after the notice of the bankruptcy decree in the Danish Official Gazette. The bankruptcy decree has been noticed the 28 December 2018. Therefore, all insurances will terminate/end automatically after the expiry of the 28 March 2019.

Please be aware of that your insurance is valid until the expiry of the 28 March 2019.

Insurance policies that expire naturally before cannot be renewed, and any auto-renewal provisions have no effect. Furthermore, no adjustments in the coverage of the insurance can be made, e.g. increasing of risk.

Guarantee Funds

All insurances in Qudos Insurance A/S will terminate automatically three months after the notice of the bankruptcy decree, i.e. after the expiry of the 28 March 2019. Therefore, all insurance policies will be valid until the 28 March 2019.

In a number of cases, you may receive return premium and compensation for claims, if any, under a national guarantee fund or the Danish Guarantee Fund. Please be aware of that certain guarantee funds only provide compensation for claims in a limited period.

The Danish Guarantee Fund does not provide coverage to claim occurred after 19 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

Germany

Information to all claimants and policyholders in Germany

On 22 January 2019, the bankruptcy estate commenced the distribution of information notices, to all policyholders and claimants in Germany of Qudos Insurance A/S in bankruptcy.

The information notice contains information on the termination of insurance policies, the Garantifonden for Skadesforsikringsselskaber (Danish Guarantee Fund), including the coverage provided by the guarantee fund, deadlines and the procedure to lodge claims, information regarding the reporting of claims to the bankruptcy estate and the procedure for reporting new claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 19 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

The trustee has asked the agents and claims handlers in Germany to issue the letter on behalf of the trustee. The information notice is prepared in your own language.

Click here” to see the information notice to all policyholders and claimants in Germany.


Termination of the insurance policies

Due to the bankruptcy, certain rights under your insurance policy and your insurance cover have changed.

All questions concerning existing insurance contracts are governed by the Danish Insurance Contract Act.

This entails that all existing insurance policies will terminate automatically three months after the notice of the bankruptcy decree in the Danish Official Gazette. The bankruptcy decree has been noticed the 28 December 2018. Therefore, all insurances will terminate/end automatically after the expiry of the 28 March 2019.

Please be aware of that your insurance is valid until the expiry of the 28 March 2019.

Insurance policies that expire naturally before cannot be renewed, and any auto-renewal provisions have no effect. Furthermore, no adjustments in the coverage of the insurance can be made, e.g. increasing of risk.

Guarantee Funds

All insurances in Qudos Insurance A/S will terminate automatically three months after the notice of the bankruptcy decree, i.e. after the expiry of the 28 March 2019. Therefore, all insurance policies will be valid until the 28 March 2019.

In a number of cases, you may receive return premium and compensation for claims, if any, under a national guarantee fund or the Danish Guarantee Fund. Please be aware of that certain guarantee funds only provide compensation for claims in a limited period.

The Danish Guarantee Fund does not provide coverage to claim occurred after 19 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

Specific information to policyholders with motor insurances in Germany > Click here

Norway

Information to all claimants and policyholders in Norway

On 22 January 2019, the bankruptcy estate commenced the distribution of information notices, to all policyholders and claimants in Norway of Qudos Insurance A/S in bankruptcy.

The information notice contains information on the termination of insurance policies, the Garantifonden for Skadesforsikringsselskaber (Danish Guarantee Fund), including the coverage provided by the guarantee fund, deadlines and the procedure to lodge claims, information regarding the reporting of claims to the bankruptcy estate and the procedure for reporting new claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 19 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

The trustee has asked the agents and claims handlers in Norway to issue the letter on behalf of the trustee. The information notice is prepared in your own language.

Click here” to see the information notice to all policyholders and claimants in Norway.


Termination of the insurance policies

Due to the bankruptcy, certain rights under your insurance policy and your insurance cover have changed.

All questions concerning existing insurance contracts are governed by the Danish Insurance Contract Act.

This entails that all existing insurance policies will terminate automatically three months after the notice of the bankruptcy decree in the Danish Official Gazette. The bankruptcy decree has been noticed the 28 December 2018. Therefore, all insurances will terminate/end automatically after the expiry of the 28 March 2019.

Please be aware of that your insurance is valid until the expiry of the 28 March 2019.

Insurance policies that expire naturally before cannot be renewed, and any auto-renewal provisions have no effect. Furthermore, no adjustments in the coverage of the insurance can be made, e.g. increasing of risk.

Guarantee Funds

All insurances in Qudos Insurance A/S will terminate automatically three months after the notice of the bankruptcy decree, i.e. after the expiry of the 28 March 2019. Therefore, all insurance policies will be valid until the 28 March 2019.

In a number of cases, you may receive return premium and compensation for claims, if any, under a national guarantee fund or the Danish Guarantee Fund. Please be aware of that certain guarantee funds only provide compensation for claims in a limited period.

The Danish Guarantee Fund does not provide coverage to claim occurred after 19 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

United Kingdom

Information to all claimants and policyholders in the UK

On 10 January 2019, the bankruptcy estate commenced the distribution of information notices, to all policyholders and claimants in the UK of Qudos Insurance A/S in bankruptcy.

The information notice contains information on the termination of insurance policies, the Garantifonden for Skadesforsikringsselskaber (Danish Guarantee Fund), including the coverage provided by the guarantee fund, deadlines and the procedure to lodge claims, information regarding the reporting of claims to the bankruptcy estate and the procedure for reporting new claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 7 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

The trustee has asked the agents and claims handlers in the UK to issue the letter on behalf of the trustee. The information notice is prepared in your own language.

Click here” to see the information notice to all policyholders and claimants in the UK.

Termination of the insurance policies

Due to the bankruptcy, certain rights under your insurance policy and your insurance cover have changed.

All questions concerning existing insurance contracts are governed by the Danish Insurance Contract Act.

This entails that all existing insurance policies will terminate automatically three months after the notice of the bankruptcy decree in the Danish Official Gazette. The bankruptcy decree has been noticed the 28 December 2018. Therefore, all insurances will terminate/end automatically after the expiry of the 28 March 2019.

Please be aware of that your insurance is valid until the expiry of the 28 March 2019.

Insurance policies that expire naturally before cannot be renewed, and any auto-renewal provisions have no effect. Furthermore, no adjustments in the coverage of the insurance can be made, e.g. increasing of risk.

Guarantee Funds

All insurances in Qudos Insurance A/S will terminate automatically three months after the notice of the bankruptcy decree, i.e. after the expiry of the 28 March 2019. Therefore, all insurance policies will be valid until the 28 March 2019.

In a number of cases, you may receive return premium and compensation for claims, if any, under a national guarantee fund or the Danish Guarantee Fund. Please be aware of that certain guarantee funds only provide compensation for claims in a limited period.

The Danish Guarantee Fund does not provide coverage to claim occurred after 07 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

Furthermore, the bankruptcy estate is in contact with the FSCS about the further claims handling. We will update the website immediately, when we have further information.

Specific information to policyholders with taxi motor insurance in the UK Click here

 

Denmark

Information to all claimants and policyholders in Denmark

On 07 January 2019, the bankruptcy estate commenced the distribution of information notices, to all policyholders and claimants in Denmark of Qudos Insurance A/S in bankruptcy.

The information notice contains information on the termination of insurance policies, the Garantifonden for Skadesforsikringsselskaber (Danish Guarantee Fund), including the coverage provided by the guarantee fund, deadlines and the procedure to lodge claims, information regarding the reporting of claims to the bankruptcy estate and the procedure for reporting new claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 4 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

The trustee has asked the agents and claims handlers in Denmark to issue the letter on behalf of the trustee. The information notice is prepared in your own language.

Click here” to see the information notice to all policyholders and claimants in Denmark.


Termination of the insurance policies

Due to the bankruptcy, certain rights under your insurance policy and your insurance cover have changed.

All questions concerning existing insurance contracts are governed by the Danish Insurance Contract Act.

This entails that all existing insurance policies will terminate automatically three months after the notice of the bankruptcy decree in the Danish Official Gazette. The bankruptcy decree has been noticed the 28 December 2018. Therefore, all insurances will terminate/end automatically after the expiry of the 28 March 2019.

Please be aware of that your insurance is valid until the expiry of the 28 March 2019.

Insurance policies that expire naturally before cannot be renewed, and any auto-renewal provisions have no effect. Furthermore, no adjustments in the coverage of the insurance can be made, e.g. increasing of risk.

Guarantee Funds

All insurances in Qudos Insurance A/S will terminate automatically three months after the notice of the bankruptcy decree, i.e. after the expiry of the 28 March 2019. Therefore, all insurance policies will be valid until the 28 March 2019.

In a number of cases, you may receive return premium and compensation for claims, if any, under a national guarantee fund or the Danish Guarantee Fund. Please be aware of that certain guarantee funds only provide compensation for claims in a limited period.

The Danish Guarantee Fund does not provide coverage to claim occurred after 04 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.