Greece

Information to all claimants and policyholders in Greece

All insurances in Qudos Insurance A/S (now in bankruptcy) became void on 28th March 2019, cf. section 26 of the Danish Insurance Contracts Act. This entails that no claim related to an insurance event occurred after the 28h March 2019 will be covered by the policy. The claims handler, Aegean Insurance Agents Ltd, is instructed how to handle the respective claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claims occurred after 11th March 2019. For further information go to the site “ The Danish Guarantee Fund ”.

Aegean Insurance Agents Ltd will report the approved claims against the bankruptcy estate or the Danish Guarantee Fund (if any cover).

Please be aware that payment of approved claims claimed against the bankruptcy estate must await the final validation of the trustee, which may take some years. Full compensation from the bankruptcy estate cannot be expected.

If you have any questions concerning a specific claim, please contact Aegean Insurance Agents Ltd.

Information notices

 Click here” to see the information notice to all policyholders and claimants in Greece.


Click here” for specific information to policyholders with motor insurances in Greece.

Ireland

Information to all claimants and policyholders in Ireland

All insurances in Qudos Insurance A/S (now in bankruptcy) became void on 28th March 2019, cf. section 26 of the Danish Insurance Contracts Act. This entails that no claim related to an insurance event occurred after the 28h March 2019 will be covered by the policy. The different claims handlers are instructed how to handle the respective claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 28th March 2019.  For further information go to the site “ The Danish Guarantee Fund ”.

The claims handlers will report the approved claims against the bankruptcy estate or the Danish Guarantee Fund (if any cover).

Please be aware that payment of approved claims claimed against the bankruptcy estate must await the final validation of the trustee, which may take some years. Full compensation from the bankruptcy estate cannot be expected.

If you have any questions concerning a specific claim, please contact the relevant claims handler.

Information notices

Click here” to see the information notice to all policyholders and claimants in Ireland.


France

Information to all claimants and policyholders in France

All insurances in Qudos Insurance A/S (now in bankruptcy) became void on 28th March 2019, cf. section 26 of the Danish Insurance Contracts Act. This entails that no claim related to an insurance event occurred after the 28h March 2019 will be covered by the policy. The claims handler, ACS Solutions, is instructed how to handle the respective claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claims occurred after 28th March 2019. For further information go to the site “ The Danish Guarantee Fund ”.

ACS Solutions will report the approved claims against the bankruptcy estate or the Danish Guarantee Fund (if any cover).

Please be aware that payment of approved claims claimed against the bankruptcy estate must await the final validation of the trustee, which may take some years. Full compensation from the bankruptcy estate cannot be expected.

If you have any questions concerning a specific claim, please contact ACS Solutions.

Information notices

Click here” to see the information notice to all policyholders and claimants in France.

“Click here” for specific information to policyholders with Dommage Ouvrage in France.

Spain

Information to all claimants and policyholders in Spain

All insurances in Qudos Insurance A/S (now in bankruptcy) became void on 28th March 2019, cf. section 26 of the Danish Insurance Contracts Act. This entails that no claim related to an insurance event occurred after the 28h March 2019 will be covered by the policy. The different claims handlers are instructed how to handle the respective claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 19th February 2019. For further information go to the site “ The Danish Guarantee Fund ”.

The claims handlers will report the approved claims against the bankruptcy estate or the Danish Guarantee Fund (if any cover).

Please be aware that payment of approved claims claimed against the bankruptcy estate must await the final validation of the trustee, which may take some years. Full compensation from the bankruptcy estate cannot be expected.

If you have any questions concerning a specific claim, please contact the relevant claims handler.

Information notices

Click here ” to see the information notice to all policyholders and claimants in Spain.


 

Germany

Information to all claimants and policyholders in Germany

All insurances in Qudos Insurance A/S (now in bankruptcy) became void on 28th March 2019, cf. section 26 of the Danish Insurance Contracts Act. This entails that no claim related to an insurance event occurred after the 28h March 2019 will be covered by the policy. The different claims handlers are instructed how to handle the respective claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claims occurred after 19th February 2019. For further information go to the site “The Danish Guarantee Fund ”.

The claims handlers will report the approved claims against the bankruptcy estate or the Danish Guarantee Fund (if any cover).

Please be aware that payment of approved claims claimed against the bankruptcy estate must await the final validation of the trustee, which may take some years. Full compensation from the bankruptcy estate cannot be expected.

If you have any questions concerning a specific claim, please contact the relevant claims handler.

Information notices

Click here” to see the information notice to all policyholders and claimants in Germany.

“Click here”  for specific information to policyholders with motor insurances in Germany.

Norway

Information to all claimants and policyholders in Norway

On 22 January 2019, the bankruptcy estate commenced the distribution of information notices, to all policyholders and claimants in Norway of Qudos Insurance A/S in bankruptcy.

The information notice contains information on the termination of insurance policies, the Garantifonden for Skadesforsikringsselskaber (Danish Guarantee Fund), including the coverage provided by the guarantee fund, deadlines and the procedure to lodge claims, information regarding the reporting of claims to the bankruptcy estate and the procedure for reporting new claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 19 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

The trustee has asked the agents and claims handlers in Norway to issue the letter on behalf of the trustee. The information notice is prepared in your own language.

Click here” to see the information notice to all policyholders and claimants in Norway.


Termination of the insurance policies

Due to the bankruptcy, certain rights under your insurance policy and your insurance cover have changed.

All questions concerning existing insurance contracts are governed by the Danish Insurance Contract Act.

This entails that all existing insurance policies will terminate automatically three months after the notice of the bankruptcy decree in the Danish Official Gazette. The bankruptcy decree has been noticed the 28 December 2018. Therefore, all insurances will terminate/end automatically after the expiry of the 28 March 2019.

Please be aware of that your insurance is valid until the expiry of the 28 March 2019.

Insurance policies that expire naturally before cannot be renewed, and any auto-renewal provisions have no effect. Furthermore, no adjustments in the coverage of the insurance can be made, e.g. increasing of risk.

Guarantee Funds

All insurances in Qudos Insurance A/S will terminate automatically three months after the notice of the bankruptcy decree, i.e. after the expiry of the 28 March 2019. Therefore, all insurance policies will be valid until the 28 March 2019.

In a number of cases, you may receive return premium and compensation for claims, if any, under a national guarantee fund or the Danish Guarantee Fund. Please be aware of that certain guarantee funds only provide compensation for claims in a limited period.

The Danish Guarantee Fund does not provide coverage to claim occurred after 19 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

United Kingdom

Information to all claimants and policyholders in the UK

All insurances in Qudos Insurance A/S (now in bankruptcy) became void on 28th March 2019, cf. section 26 of the Danish Insurance Contracts Act. This entails that no claim related to an insurance event occurred after the 28h March 2019 will be covered by the policy. The different claims handlers are instructed how to handle the respective claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 7th February 2019. For further information go to the site “ The Danish Guarantee Fund ”.

The claims handlers will report the approved claims against the bankruptcy estate or the Danish Guarantee Fund or the Financial Service Compensation Scheme (if any cover).

Please be aware that payment of approved claims claimed against the bankruptcy estate must await the final validation of the trustee, which may take some years. Full compensation from the bankruptcy estate cannot be expected.

If you have any questions concerning a specific claim, please contact the relevant claims handler.

Information notices

Click here to see the information notice to all policyholders and claimaints in the UK

Click here for specific information to policyholders with taxi motor insurance in the UK 

 

Denmark

Information to all claimants and policyholders in Denmark

On 07 January 2019, the bankruptcy estate commenced the distribution of information notices, to all policyholders and claimants in Denmark of Qudos Insurance A/S in bankruptcy.

The information notice contains information on the termination of insurance policies, the Garantifonden for Skadesforsikringsselskaber (Danish Guarantee Fund), including the coverage provided by the guarantee fund, deadlines and the procedure to lodge claims, information regarding the reporting of claims to the bankruptcy estate and the procedure for reporting new claims.

Please be aware that the Danish Guarantee Fund only provide coverage to certain claims in a limited period. The Danish Guarantee Fund does not provide coverage to claim occurred after 4 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.

The trustee has asked the agents and claims handlers in Denmark to issue the letter on behalf of the trustee. The information notice is prepared in your own language.

Click here” to see the information notice to all policyholders and claimants in Denmark.


Termination of the insurance policies

Due to the bankruptcy, certain rights under your insurance policy and your insurance cover have changed.

All questions concerning existing insurance contracts are governed by the Danish Insurance Contract Act.

This entails that all existing insurance policies will terminate automatically three months after the notice of the bankruptcy decree in the Danish Official Gazette. The bankruptcy decree has been noticed the 28 December 2018. Therefore, all insurances will terminate/end automatically after the expiry of the 28 March 2019.

Please be aware of that your insurance is valid until the expiry of the 28 March 2019.

Insurance policies that expire naturally before cannot be renewed, and any auto-renewal provisions have no effect. Furthermore, no adjustments in the coverage of the insurance can be made, e.g. increasing of risk.

Guarantee Funds

All insurances in Qudos Insurance A/S will terminate automatically three months after the notice of the bankruptcy decree, i.e. after the expiry of the 28 March 2019. Therefore, all insurance policies will be valid until the 28 March 2019.

In a number of cases, you may receive return premium and compensation for claims, if any, under a national guarantee fund or the Danish Guarantee Fund. Please be aware of that certain guarantee funds only provide compensation for claims in a limited period.

The Danish Guarantee Fund does not provide coverage to claim occurred after 04 February 2019. For further information about the Danish Guarantee Fund please go to the site “The Danish Guarantee Fund”.